Montenegro

Learn all about the mobile payment market in Montenegro.

The below-shown information about market share and demographics is approximate.

Mobile Payment Billing Types

  • SMS MO Billing
  • SMS MT Billing
  • Premium Voice/IVR

Service Types Allowed

  • One-time billing, Chat
  • Subscription/ABO
  • Pay per min

Mobile Operator Market Share

  • Telekom
    34 %
  • Telenor
    31 %
  • M:Tel
    35 %

Value Added Services Market Share

  • Telekom
    24 %
  • M:Tel
    31 %
  • Telenor
    45 %

Excluding virtual MNOs*

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Country Demographic Facts

  • Population: 621,873
  • Language(s): Montenegrin
  • Currency: Euro (€)
  • VAT rate: 21.00%
  • GDP per capita: 9,116 $
  • Mobile subscribers: 1.070 million
  • Mobile penetration: 174.20%
  • Smartphone penetration: 74.00%

Mobile Payment Service Specifics

  • No double opt in for one time services
  • No double opt in and no spending limits for subscription services on operator M:Tel and Telenor
  • Adult allowed
  • Prize games allowed (Licence required)
  • MO billing available on all operators
  • Skill based games allowed without license
  • MO billing up to 3,20 €/SMS
  • Premium voice tariffs up to 2 €/min
  • Call limit 30 minutes for all tariffs

Authorities

Agency for Electronic Communications and Postal Services
Regulatory agency for the telecommunications sector
Ministry of Finance and Social Welfare
Responsible for issueing prize games licences in the area of Montenegro

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