Activate Mobile Payments in Croatia

Activate cashless payments for your goods and services

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Billing Types

  • MO Billing
  • MT Billing

Service Types

  • ONE TIME
  • SUBSCRIPTION
  • CHAT

Operator Market Share

T-Mobile
46.78%
Vipnet
38.64%
Tele2
14.58%

Value Added Services Market Share

T-Mobile
43.93%
Vipnet
35.53%
Tele2
20.54%

Mobile Payment Regulations

  • No carrier approval needed
  • Multiple price points allowed on MT billing short codes
  • Chat services available only on MT billing short codes
  • Single opt in for one time services and non adult chat services
  • Spending limit per MSISDN is: 150,00 kn or 30 messages (depending what comes first; not limited per month)
  • Mobile number portability available, 476 281 ported users (9,58 %)
  • High smartphone penetration rate

Mobile Demographic Facts

  • Population: 4,29 million
  • Mobile subscribers: 4,97 million
  • Language(s): Croatian
  • Mobile penetration: 116%
  • Currency: HRK (Hrvatska kuna)
  • VAT rate: 25%
  • Mobile network operators: T-Mobile, Vipnet, Tele2

Special Country Rules And Regualtions

Tariffs

Premium SMS

  • MO billing up to 6,20 HRK
  • MT billing: up to 80 HRK for T-Mobile, 75 HRK for Tele2 and 50 HRK for Vipnet


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